Making India’s SMEs Aatmanirbhar
Fast forward your journey to self-reliance with rapid access to credit with Maadhyam
Fast forward your journey to self-reliance with rapid access to credit with Maadhyam
Maadhyam, first of its kind middleware platform to build and grow an ecosystem of Lenders, Industry Aggregators, and SMEs. By bringing all three stakeholders on a single platform, Maadhyam will reduce the credit gap and bring in financial inclusion among SMEs across India.
Maadhyam provides an end-to-end solution to enhance the customizable lending experience for small and mid-size businesses in India. It will bring automation and analytics to the lender-borrower equation to empower sustainable and risk-free growth among all partners.
Maadhyam envisions helping SMEs across India to become Aatmanirbhar and contribute more strongly to the overall growth of the economy.
Simple, Systematic, and Device agnostic
Super speeds the loan processes
Backed with AI-ML to create a seamless user experience
Simple self-serve onboarding for Aggregators and Lenders
Competitive access to credit for SMEs
Maadhyam aids the stakeholders (SMEs, Lenders, Aggregators) by providing them with comprehensive functionality that not only enhances the business processes but also user experience. Thus, facilitating growth for all and at all levels.
Banks and Aggregators can manage leads from the whitelisted ones to the approved ones and view detailed daily and weekly charts of their credit performance and choose multiple anchors.
The portfolio provides them with invoice history and collateral details facilitating a 360-degree view of businesses. SMEs can manage multiple types of loans like bill discounting, term loans, BNPL, through the lender portal with minimal documentation.
Managing leads offers a many-to-many connection between the aggregator/lender, thereby eventually making discovery cheaper for all the stakeholders.
The comprehensive data available via the platform can help in curating accurate user profiles and marketing campaigns to help lenders run campaigns.
With Maadhyam, you get an option of profiling your internal team for personalized relationship management with different stakeholders.
Maadhyam is powered by Biz2X - a turnkey global SaaS platform that enables financial institutions across geographies to provide a customized online lending experience for their small and midsize business customers. Maadhyam is a culmination of future-proof technologies like AI, ML, and cloud. While the cognitive abilities of the platform make it easy to build, onboard, and scale, the secured SaaS base helps with its widespread availability across all entities involved. Built for enterprises both large and small, Maadhyam's APIs put community administrators in total control of the proceedings with real-time marketing, analytics, and customizable dashboards.
SMEs today are one of the largest job providers in the country, dispensing more than 30% of the GDP to our nation, but they struggle to enable credit for themselves. With the advent of technology, a lot of these SMEs have partnered with Aggregators to create larger business opportunities and other focused areas. The FDF Round Table Conference was arranged with the objective to bring Aggregators across industries together, to discuss the data and credit gap in MSME lending leading to practical solutions….